https://ukmoneyexplained.com/tags/debt-management/ Recent content in Debt-Management on UK Money Explained Hugo en-gb Sun, 09 Aug 2026 00:00:00 +0000 https://ukmoneyexplained.com/how-to-get-out-of-debt-uk-guide/ Sun, 09 Aug 2026 00:00:00 +0000 https://ukmoneyexplained.com/how-to-get-out-of-debt-uk-guide/ <blockquote> <p><strong>Quick answer:</strong> To get out of debt in the UK: (1) list all debts with balances, interest rates, and minimum payments, (2) sort them into priority (rent, council tax, utilities) and non-priority (credit cards, loans), (3) pay minimums on everything, (4) throw every spare pound at the highest-interest debt first (avalanche method), (5) seek free help from <a href="https://www.stepchange.org/">StepChange</a> or <a href="https://www.citizensadvice.org.uk">Citizens Advice</a> if overwhelmed. The average UK household has £2,300 in unsecured debt — you&rsquo;re not alone.</p>