https://ukmoneyexplained.com/tags/affordability/ Recent content in Affordability on UK Money Explained Hugo en-gb Sun, 09 Aug 2026 00:00:00 +0000 https://ukmoneyexplained.com/mortgage-affordability-calculator-uk/ Fri, 17 Apr 2026 00:00:00 +0000 https://ukmoneyexplained.com/mortgage-affordability-calculator-uk/ <p>Find out how much you could borrow for a mortgage. Enter your details below for an instant estimate of your maximum loan, monthly payments, and deposit requirements.</p> <script src="https://ukmoneyexplained.com/js/calculators/mortgage-affordability.js"></script> <div class="max-w-2xl mx-auto"> <div class="ukm-card"> <div class="grid grid-cols-1 sm:grid-cols-2 gap-5"> <div> <label for="mc-income" class="block text-sm font-medium text-ukm-slate mb-1.5">Your annual income (before tax) (£)</label> <input type="number" id="mc-income" value="40000" min="0" step="1000" data-default="40000" class="ukm-input w-full text-base font-mono"> </div> <div> <label for="mc-income2" class="block text-sm font-medium text-ukm-slate mb-1.5">Partner's income (optional) (£)</label> <input type="number" id="mc-income2" value="0" min="0" step="1000" data-default="0" class="ukm-input w-full text-base font-mono"> </div> <div> <label for="mc-deposit" class="block text-sm font-medium text-ukm-slate mb-1.5">Deposit (£)</label> <input type="number" id="mc-deposit" value="25000" min="0" step="1000" data-default="25000" class="ukm-input w-full text-base font-mono"> </div> <div> <label for="mc-debts" class="block text-sm font-medium text-ukm-slate mb-1.5">Monthly debt payments (£)</label> <input type="number" id="mc-debts" value="0" min="0" step="50" data-default="0" class="ukm-input w-full text-base font-mono"> </div> </div> <button type="button" id="mc-reset" class="mt-6 ukm-btn ukm-btn-secondary ukm-focus w-full sm:w-auto">Start again</button> <div id="mc-results" class="mt-6"></div> <div class="mt-6 p-4 bg-ukm-parchment rounded-md text-sm text-ukm-slate"> <p class="font-medium text-ukm-ink mb-1">How this is calculated</p>